General Liability
What is Covered
All costs (including defence costs) that the 海角社区 is legally obligated or responsible to pay as damages/losses for bodily injury, personal injury or property damage to others (third parties) arising out of the ownership, use of all premises and/or operations, and activities of the 海角社区
Who is Covered
海角社区 directors, officers, employees, volunteers while acting on behalf of the 海角社区 as well as 海角社区 students while performing any duty or taking part in any activity which is considered as part of regular or supplemental studies connected with the 海角社区
What is not Covered
- Fines and/or penalties
- Employment practices
- Nuclear activities
- Intellectual Property
- Wilful, intentional or malicious acts
Deductible
An internal deductible may apply to a faculty, department or ancillary unit regardless of the amount of the claim. Whether or not a deductible amount applies will be determined based on the reason(s) for loss(es) and consideration of the loss(es) as preventable or non-preventable.